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CALIFORNIA HARD MONEY LENDERS

  • Residential/ Commercial Loans
  • Stated Income/ NO Doc Loans
  • Terms from 11 months to 5 years
  • Loans in 1st, 2nd and 3rd Position
  • 6 to 24 hour loan approvals
  • No cash-out restrictions
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Hard Money Lenders in California

As a hard money specialist focusing on asset-backed lending in the Golden State, PB Financial Group covers an extensive range of real estate funding. Inevitably, refinancing and bridge loan solutions feature strongly in these activities.

PB’s 13-year history and its $200 million of closed hard money lending deals (i.e. 2,400 and counting) stand head and shoulders above most competitors. We are leading the way in the Californian industrial, commercial, mixed-use and residential property markets. Simply put, there are really no residential or commercial property borrower situations that we can’t accommodate.

Our trained professional loan officers have one clear mission in mind: to provide you with the required funding, speedily, with as little stress as possible given that the process is quite demanding. In this regard, the following are key factors to consider in closing private direct advances:

  • We are fully transparent in all aspects of documentation, especially when it comes to exposing the small print and fees that may not be immediately apparent to the borrower.
  • There are no unnecessary delays: we get most client applications approved inside 24 hours, and hard cash channeled into the real estate investment within 5 days – in most cases. This is a smooth, flowing experience from every viewpoint.
  • When it comes to assessing a fair Loan to Value (LTV), our standard yardstick rests at 70% except in certain purchase cases (where 80% LTV is on the record). When it comes to refinancing and bridge loan advances we are able to achieve LTVs of 60 – 65%.
  • There’s hardly an investing structure we at PB can’t work with. We are experienced in approving property loans for individuals, partnerships, trusts, corporations, LLCs, Delaware Corporations, estates, and even foreign national entities.
  • PB has no equal in the hard money lending realm when it comes to arranging competitive interest rates & truly easy redemption terms. Also, weimplement the fastest turnarounds. Yelp and Google reviews reflect our client satisfaction with numerous 5-star ratings. This is in no small measure due to our stellar record of 2,400 deal closings since 2006.

California is Fortunate to have PB’s Direct Hard Money Loan Offers on Tap for Commercial Entities and Investors

We are the exclusive funder across a wide spectrum of property options that includemulti-family complexes, office buildings, retail, self-storage, warehouses, mix-used lands, new construction, and more.

We are steps ahead of the more commontraditional lenders that register their reluctance to fund cash-outs onclient properties, even when the latter can demonstrate accumulated capital appreciation. PB has wasted no time in stepping up to the plate to present viable options. We have the ability to get hard money into your bank account, with no imposed limit, on the strength of the targetedasset. This windfall of cash can then be applied to new real estate investments without disrupting that which is in place.

When you enter the hard money arena under the auspices of PB you are on the receiving end of sincere respect that has zero connection to the advance size you are looking to secure. Our heralded VIP treatment provided to every prospective client accommodates applications that range from $50,000 to $2 million. There are no middlemen to worry about and there areno convoluted committee approvals anywhere in the picture. We make all the important approval decisions regarding your financing, speedily and incisively.

Our Clients Love Us

13

Years In Business

2400

Transactions Funded

58

California Counties We Lend In

5

Days Closings Available

CONTACT PB TODAY

PB Financial Group is a direct hard money / private money lender you can depend on and trust. Our loans help our clients get back on track or seize new opportunities. To learn more, call us today at 877.700.3707 or email us at info@calhardmoney.com and let us provide you with a hard money loan.

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